Privacy Policy

We place a high priority on our ethical obligations and your privacy. We are committed to delivering superior service to all our clients and visitors to this website, and we take your privacy concerns seriously. This Privacy Policy outlines the manner in which we collect, safeguard, utilize, and share information collected about you on our website. By using this site, you are expressly agreeing to the Privacy Policy’s terms and conditions applicable at the time of your use. We trust that this disclosure will bolster your confidence in our website and improve your online experience. Consequently, in adherence to industry norms and regulations generally enforced by Federal and State Governments, we observe the following privacy policy.

Browsing

Our website does not gather personally identifiable information from your computer when you browse and request pages from our servers. This means that unless you willingly and consciously give us personally identifiable information, we won’t be privy to details such as your name, email address, or any other personal information. We might employ IP addresses, browser types, and access times for trend analysis, site administration, enhancing site performance, and collating general demographic information for collective use.

When you request a page from our website, our servers log the details provided in the HTTP request header. This includes the IP number, the time of the request, the URL of your request, and other details present in the HTTP header. We collect this HTTP request header data to ensure our website functions properly and delivers the features visible on our site. This information also aids us in gaining a better understanding of how visitors interact with our website, enabling us to optimize its content and functionality to better serve your needs.

Information We Collect and Its Uses

Your personal information is collected when you choose to purchase one of our products, use our services, join our affiliate marketing program, subscribe to our newsletter, fill out an application form, participate in our surveys, or engage in other transactions with us. This collection of personally identifiable information is crucial for carrying out the desired transaction, providing a specific service, and/or enhancing your user account.

We may occasionally request you to voluntarily provide additional information as needed. The information we may ask for includes, but is not limited to, your name, current and/or billing address, email address, telephone number, and if you purchase one of our products or services, a valid credit card number, your Social Security number, and other personal information such as date of birth, employment details, and certain credit card and loan account details.

We may use your email address to send a confirmation, and if necessary, we may use the other provided information to contact you for assistance in processing your request.

Furthermore, when you provide your contact details for transaction-related requests, such as setting up an appointment or requesting a proposal, we may use this information to keep you informed about upcoming offers or promotions. However, you have the option to opt-out online or inform us if you wish to be excluded from such communications.

We may also utilize the information we gather about you for purposes including, but not limited to:

1. Gaining insight into your interest in our products or services and supplying you with relevant information.
2. Enrolling customers interested in our services.
3. Initiating customer files and setting up their accounts.
4. Delivering customer service.
5. Negotiating the settlement of our customers’ debts (in accordance with the terms and conditions of their written agreements).
6. Identifying ways to improve our products or services.
7. Providing opportunities for our affiliates and other companies to inform you about their products or services that might pique your interest.
8. Sharing aggregated statistical data with our business partners or for public relations purposes.

For instance, we may reveal that a certain percentage of our users fall within the age range of 25 to 35.

Beyond the methods described above, we may utilize your personally identifiable information in various other ways. These may include sending you promotional materials and sharing your details with third parties, enabling them to send you promotional materials. By “promotional materials,” we refer to communications that directly promote the usage of websites or the purchase of products or services. However, you have the option to “opt-out” of specific uses of your personal information.

Disclosure of Information to Third Parties

We may disclose a user’s personally identifiable information to facilitate or implement any transaction that you have solicited from us, or as required to meet our contractual commitments to you. WE MAINTAIN THE RIGHT TO SELL, LEASE, OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE, AT OUR SOLE DISCRETION. We forbid the sale or transfer of personal data to non-affiliated entities for their usage, without offering you the option to opt-out (see Opt-Out section below).

We may share your personally identifiable information with affiliated firms that are either directly or indirectly managed by, or under the common control of Overland Funding. We may also dispatch personally identifiable information about you to non-affiliated companies that are not directly or indirectly managed by, or under the common control of Overland Funding.

The personal information gathered on this site, and by third parties, will be deployed to operate the site and deliver the services, products or execute the transactions you have requested or approved. We may alter or expand the use of your personal information at any time.

Your personal information may be used to provide promotional offers to individuals through various means such as email advertising, telephone marketing, direct mail marketing, banner advertising, and other potential uses.

Choice/Opt-out

We offer you the option to ‘opt-out’ of having your personally identifiable information utilized for specific purposes when we request such information. For instance, if you purchase a product/service and prefer not to receive any additional marketing materials from us, you can specify your preference on our order form.

If you wish to stop receiving our newsletters and promotional communications, you can opt out by following the instructions included in each newsletter or communication. Alternatively, you can opt out by emailing or calling us as per the details provided on our contact page.

If you prefer not to have your personal information collected by any third-party that isn’t our agent or service provider, please get in touch with our customer service department to actively opt-out of having your personal information shared.

Customer Service Contact Information:

Overland Funding
18881 Von Karman Suite 780 Irvine, Ca 92612
[email protected]
855-404-5263

Service Providers
We may engage other third parties to perform specific clerical, processing, and shipping services on our website. When you register for our services, we will share only the necessary information required for the delivery of those services. These third parties are strictly forbidden from using your personally identifiable information for any other purposes.

Securing the Transmission and Storage of Information

The security of your personal information is paramount to us. We adhere to widely accepted industry standards to safeguard the personal information provided to us, both during its transmission and upon our receipt of it.

Our site employs SSL (Secure Sockets Layer) security technology to encrypt the information you provide us via the site, especially when entering sensitive data (like credit card numbers and/or social security numbers) on our registration or order forms. This ensures that your data is encrypted as it is transmitted over the Internet. SSL is a widely recognized protocol for encryption over the internet.

Once the information arrives at Overland Funding, it is stored on a secure server behind firewalls designed to block unauthorized access from outside Overland Funding. You can contribute to the security of your online transactions by not sharing your personal information or password with anyone. Remember, however, that no method of transmission over the Internet or method of electronic storage is 100% secure (for instance, any information you provide us by email is not encrypted). Therefore, while we strive to utilize commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any queries about the security on our website, please do not hesitate to email us.

Log Files

Like most websites, we automatically collect certain information and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We utilize this information, which does not identify individual users, to analyze trends, administer the site, track users’ movements around the site, and gather demographic information about our overall user base. We do not connect this automatically collected data to personally identifiable information.

Cookies

A cookie is a small text file stored on a user’s computer for record-keeping purposes. We use cookies on this site, but the information we store in cookies is not linked to any personally identifiable information you submit while on our site.

We use session ID cookies to facilitate your navigation of our site. A session ID cookie expires when you close your browser. If you prefer, we can set a persistent cookie to store your passwords, so you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to improve the experience on our site.

If you choose to reject cookies, you can still use our site, but your ability to use some sections of our site, such as contests or surveys, may be limited.

Please note that some of our business partners (e.g., advertisers) may also use cookies on our site. We don’t have access to or control over these cookies.

This privacy statement pertains only to the use of our cookies and does not cover the use of cookies by any advertisers.

Clear Gifs (Web Beacons/Web Bugs)

We utilize a software technology known as clear gifs (also referred to as Web Beacons/Web Bugs), which help us manage content on our site more effectively by letting us know which content is impactful. Clear gifs are tiny graphics with a unique identifier, functioning similarly to cookies, and are used to track the online movements of Web users. Unlike cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not associate the information collected by clear gifs with our customers’ personally identifiable information.

We use clear gifs in our HTML-based emails to determine which emails have been opened by recipients. This helps us measure the effectiveness of specific communications and our marketing campaigns. If you wish to opt-out of these emails, please refer to the “Choice and Opt-out” section.

Links to External Sites
Our website may contain links to other websites, including our affiliates and third-party sites, which we neither own nor control. Please note that this privacy policy only pertains to the collection, use, and disclosure of your information by us on this site.

Although we aim to link only to sites that uphold our privacy standards, we cannot take responsibility for the privacy practices of other websites. We recommend that when you navigate away from our site, you read the relevant privacy policies and terms and conditions of each website that gathers personally identifiable information.

This privacy statement is applicable solely to information gathered by this website.

Co-branded Sites
We may enter into co-branding arrangements with “partners and affiliates”. These business relationships are mutually beneficial, providing us and you with expanded product and service opportunities. We always offer opt-out options if your information is shared with such partners and affiliates. Please be aware that websites linked to our site have their own privacy policies, which may or may not meet the standards set by our company.

Managing Your Personally Identifiable Information
Should your personally identifiable information change, or should you no longer require our product or service, you can correct, update, delete, or deactivate the same by reaching out to our Customer Support team via email. Alternatively, you can contact us by phone or postal mail.

Customer Service
Any correspondence you send to us, such as emails and faxes, may be kept in your customer file. Similarly, information you provide to us over the phone may be noted in your file. We also may retain copies of any correspondence we send to you. These records are maintained to deliver the products and services you’ve requested and to help us measure and enhance our customer service. Over time, we may delete these records as allowed by law. Please note, phone calls may be recorded or monitored for the purpose of customer satisfaction.

Based on the personally identifiable information you provide us, we may communicate with you to deliver the services you request and manage your account. We may communicate through email or telephone, in accordance with your preferences.

Legal Disclaimer
We hold the right to disclose your personally identifiable information when required by law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas. This can also occur when enforcing our legal notices or other agreements, or to protect our rights, property, safety or those of our users or others (for example, to a consumer reporting agency for fraud protection).

Supplementing Information
Occasionally, in order to provide certain services, we may supplement the personal information you provide us with information from third-party sources.

Business Transitions
In the event of a business transition, such as a merger, acquisition by another company, or sale of all or a part of its assets, your personally identifiable information will likely be among the assets transferred. You will be informed via email and/or a prominent notice on our website 30 days prior to any such change in ownership or control of your personal information.

Changes to this Privacy Statement
We reserve the right to modify this privacy statement at any time, while ensuring your privacy remains safeguarded. This privacy statement supersedes all previous notices or statements regarding our privacy practices related to this site. Any changes will be made directly to this privacy statement.

We encourage regular visits to our site to review the current privacy statement and stay informed about how we are committed to protecting your information. If significant changes are made to the policy statement, we will post those changes on this privacy statement, the homepage, and other places we deem appropriate so that you are informed of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Contact Us

If you have any inquiries, observations, issues, or proposals pertaining to our privacy policy or our website, we kindly encourage you to reach us at:

Overland Funding
18881 Von Karman Suite 780 Irvine, Ca 92612
[email protected]
855-404-5263